Undivided Loyalty
In everything we do, Cornerstone is guided by a set of core principles. Our commitment to these principles is reflected in our client-first approach to business. Our obligation of undivided loyalty is born from these principles and makes us a true fiduciary.
We are a privately-owned experienced financial consulting firm that has recently been ranked as the nation’s 22nd largest RIA and is affiliated with the largest insurance buying group, M Financial, in the country. We are dedicated to providing our clients unbiased financial consulting, as true fiduciaries do.
No Conflicts of Interest
Cornerstone has no conflicts of interest. Individuals, committees, consultants and other parties who serve as fiduciaries are required to disclose any conflicts of interest in order to protect their portfolios. When they fail to identify conflicts, it's a breach of fiduciary duty and they're held personally liable.
Cornerstone holds itself to the highest standard of legal and moral obligation to our clients.
Transparency
Cornerstone operates with the utmost transparency, openness, and accountability. Greater transparency allows for better decision-making and helps us to understand the variables that impact asset performance. With greater transparency, we make more informed decisions, which is one of the key responsibilities of a fiduciary.
Cornerstone believes that this openness is a source of confidence that our clients rely on.
True Open Architecture
Cornerstone has a true open architecture business model. This allows us to work with almost any money manager, custodian, record keeper, product or service provider. No one firm is the best at everything. That's why we believe that having open architecture allows us to find world-class service providers that specialize in each part of a financial solution. It also means we can negotiate contracts, pricing and services independently at every level of the relationship.
Cornerstone is dedicated to increasing the accountability of all parties involved.
Superior Technology
Cornerstone has superior technology that is flexible, accurate and innovative. The technology we use to manage our business and support our clients is a combination of world-class sources such as Callan, Bloomberg, Schwab and others. This business visualization software provides global and client-specific reporting that is easy for them to use.
Cornerstone understands the value technology has to offer—it helps us to immediately respond to our clients' needs.
Culture of Achievement
Cornerstone strives to create a culture of achievement. We foster a genuine commitment to exceeding expectations rather than just being in compliance. We define with our clients what success means to them and then strive to achieve that outcome. Our client retention rate in excess of 97 percent speaks volumes about their satisfaction level. In addition, every professional within the firm has accredited designations in his or her field as well as yearly educational goals.
Cornerstone is proud of not only who we work for, but who we work with in our organization.
Thought Leadership
Cornerstone is engaged in thought leadership. It's the ability to clearly understand our clients' needs so we can provide solutions that meet their expectations. We have a diverse client base that provides insight into many industries and broadens our perspective. Working with so many providers gives us feedback on best practices, trends, process and product innovations. This enables us to make better decisions.
Cornerstone's cumulative wisdom and experience inspire the innovative thinking that helps our clients.
Commitment to Client Service
Cornerstone makes a commitment to client service. We're accessible, in person and on the phone, to answer your questions and fulfill your service needs. We're committed to providing outstanding, responsive customer service so we can address issues with an appropriate sense of urgency.
Cornerstone believes that it's the personal relationships we have with our clients that make a difference.
Contact us to learn more about our commitment to service.